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Card vs Card Comparison

Chase Southwest Plus
vs
Chase Southwest Priority.

Updated

Two cards, head-to-head. We break down earning rates, perks, transfer partners, and the real scenarios where each one wins.

Chase

Chase Southwest Plus

Annual fee

$99

Points

Southwest Rapid Rewards

Signup bonus

Currently around 50K to 60K points after spend, see issuer for the current offer

Top earning rates

  • →2x on Southwest purchases
  • →2x on local transit, commuting, and rideshare
  • →2x on internet, cable, phone, and select streaming

Top perks

  • →3,000-point anniversary bonus
  • →2 EarlyBird Check-In credits each year
  • →25% back on in-flight Wi-Fi and drinks
See Chase Southwest Plus detailsarrow_forward

Chase

Chase Southwest Priority

Annual fee

$229

Points

Southwest Rapid Rewards

Signup bonus

Currently around 60K to 90K points after spend, see issuer for the current offer

Top earning rates

  • →3x on Southwest purchases
  • →2x on local transit, commuting, and rideshare
  • →2x on internet, cable, phone, and select streaming

Top perks

  • →7,500-point anniversary bonus
  • →$75 annual Southwest travel credit
  • →4 upgraded boardings per year (A1-A15)
See Chase Southwest Priority detailsarrow_forward

The verdict

When each card wins.

Chase Southwest Plus wins if

Pick this if you fly Southwest once or twice a year and want a cheap card that helps toward the Companion Pass.

Honest downside: Anniversary bonus barely beats the fee. Step up to Priority if you fly Southwest often.

Chase Southwest Priority wins if

Pick this if you fly Southwest a few times a year and value the anniversary points and travel credit.

Honest downside: All the value is locked to Southwest. Useless if you do not fly the airline.

At a glance

Side-by-side spec sheet.

SpecChase Southwest PlusChase Southwest Priority
Annual fee$99$229
Points currencySouthwest Rapid RewardsSouthwest Rapid Rewards
Signup bonusCurrently around 50K to 60K pointsCurrently around 60K to 90K points
Top earn category2x on Southwest purchases3x on Southwest purchases
Second earn category2x on local transit, commuting, and rideshare2x on local transit, commuting, and rideshare
Third earn category2x on internet, cable, phone, and select streaming2x on internet, cable, phone, and select streaming
Signature perk3,000-point anniversary bonus7,500-point anniversary bonus
IssuerChaseChase

The Transfer Bonus Wire

The 2 to 6 emails a month that are actually worth acting on.

Transfer bonuses and point deals expire fast. We only email when something clears the bar.

No account, no password. One-click unsubscribe in every email.

Questions

Frequently asked.

Which is better, Chase Southwest Plus or Chase Southwest Priority?

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Chase Southwest Plus wins if you fly Southwest once or twice a year and want a cheap card that helps toward the Companion Pass. Chase Southwest Priority wins if you fly Southwest a few times a year and value the anniversary points and travel credit.

Can I have both the Chase Southwest Plus and the Chase Southwest Priority?

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Both cards are issued by Chase, so the issuer's application rules apply. Many cardholders carry both if the perks don't overlap, but check your issuer's velocity rules before applying for two cards close together.

Which has the higher annual fee, Chase Southwest Plus or Chase Southwest Priority?

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Chase Southwest Priority has the higher annual fee at $229, compared to $99 for Chase Southwest Plus. Whether the pricier card is worth the difference depends on which credits and perks you use each year.

Your next step

See what your own cards unlock.

Add your cards and we'll show the value you're not using.

See what your cards unlockarrow_forward