Card ranking

The best credit cards for Hilton stays.

Top US credit cards ranked by effective return on Hilton Honors stays, multiplier × point value. Cards earning a baseline 1% return (or less) are excluded as uninteresting.

Top 30Updated Jul 17, 2026

1
Chase Sapphire Reserve
Chase · $795/yr · Chase Ultimate Rewards
Via Chase Travel portal · forfeits hotel loyalty points & elite status
Requires booking via issuer travel portal
Effective
20.00%
10x · 2.00¢/pt
Should I get this? Issuer page
2
Hilton Honors American Express Aspire Card
American Express · $550/yr · Hilton Honors
Direct booking: 14x card + 10x base + 10x Diamond (100%)
Effective
17.00%
34x · 0.50¢/pt
Should I get this? Issuer page
3
Hilton Honors American Express Surpass Card
American Express · $150/yr · Hilton Honors
Direct booking: 12x card + 10x base + 8x Gold (80%)
Effective
15.00%
30x · 0.50¢/pt
Should I get this? Issuer page
4
Chase Sapphire Preferred
Chase · $95/yr · Chase Ultimate Rewards
Via Chase Travel portal · forfeits hotel loyalty points & elite status
Requires booking via issuer travel portal
Effective
10.00%
5x · 2.00¢/pt
Should I get this? Issuer page
5
The Platinum Card from American Express
American Express · $895/yr · Amex Membership Rewards
Via Amex Travel portal · forfeits hotel loyalty points
Requires booking via issuer travel portal
Effective
10.00%
5x · 2.00¢/pt
Should I get this? Issuer page
6
The Business Platinum Card from American Express
American Express · $895/yr · Amex Membership Rewards
Via Amex Travel
Requires booking via issuer travel portal
Effective
10.00%
5x · 2.00¢/pt
Should I get this? Issuer page
7
Capital One Venture X Rewards Credit Card
Capital One · $395/yr · Capital One Miles
Via Capital One Travel portal · forfeits loyalty
Requires booking via issuer travel portal
Effective
10.00%
10x · 1.00¢/pt
Should I get this? Issuer page
8
Hilton Honors American Express Card
American Express · $0/yr · Hilton Honors
Direct booking: 7x card + 10x base + 2x Silver (20%)
Effective
9.50%
19x · 0.50¢/pt
Should I get this? Issuer page
9
Capital One SavorOne Cash Rewards Credit Card
Capital One · $0/yr · Cash Back
Via Capital One Travel portal
Requires booking via issuer travel portal
Effective
8.00%
8x · 1.00¢/pt
Should I get this? Issuer page
10
Ink Business Preferred Credit Card
Chase · $95/yr · Chase Ultimate Rewards
First $150K/yr
Effective
6.00%
3x · 2.00¢/pt
Should I get this? Issuer page
11
American Express Business Gold Card
American Express · $375/yr · Amex Membership Rewards
Via Amex Travel
Requires booking via issuer travel portal
Effective
6.00%
3x · 2.00¢/pt
Should I get this? Issuer page
12
Capital One Venture Rewards Credit Card
Capital One · $95/yr · Capital One Miles
Via Capital One Travel portal
Requires booking via issuer travel portal
Effective
5.00%
5x · 1.00¢/pt
Should I get this? Issuer page
13
Capital One VentureOne Rewards Credit Card
Capital One · $0/yr · Capital One Miles
Via Capital One Travel portal
Requires booking via issuer travel portal
Effective
5.00%
5x · 1.00¢/pt
Should I get this? Issuer page
14
Citi Strata Premier Card
Citi · $95/yr · Citi ThankYou Points
Effective
4.80%
3x · 1.60¢/pt
Should I get this? Issuer page
15
U.S. Bank Altitude Reserve Visa Infinite Card
U.S. Bank · $400/yr · US Bank Altitude Points
Via mobile wallet
Effective
4.50%
3x · 1.50¢/pt
Should I get this? Issuer page
16
American Express Gold Card
American Express · $325/yr · Amex Membership Rewards
Via Amex Travel
Requires booking via issuer travel portal
Effective
4.00%
2x · 2.00¢/pt
Should I get this? Issuer page
17
Bilt Obsidian Card
Wells Fargo · $95/yr · Bilt Rewards
Effective
4.00%
2x · 2.00¢/pt
Should I get this? Issuer page
18
Bilt Palladium Card
Wells Fargo · $495/yr · Bilt Rewards
Effective
4.00%
2x · 2.00¢/pt
Should I get this? Issuer page
19
Wells Fargo Autograph Journey Card
Wells Fargo · $95/yr · Wells Fargo Rewards
Effective
4.00%
4x · 1.00¢/pt
Should I get this? Issuer page
20
U.S. Bank Altitude Connect Visa Signature Card
U.S. Bank · $95/yr · US Bank Altitude Points
Hotels and car rentals
Effective
4.00%
4x · 1.00¢/pt
Should I get this? Issuer page
21
Delta SkyMiles Platinum American Express Card
American Express · $350/yr · Delta SkyMiles
Hotels booked direct
Effective
3.60%
3x · 1.20¢/pt
Should I get this? Issuer page
22
Delta SkyMiles Platinum Business American Express Card
American Express · $350/yr · Delta SkyMiles
Hotels booked direct
Effective
3.60%
3x · 1.20¢/pt
Should I get this? Issuer page
23
World of Hyatt Credit Card
Chase · $95/yr · World of Hyatt
Effective
3.40%
2x · 1.70¢/pt
Should I get this? Issuer page
24
Bilt Mastercard
Wells Fargo · $0/yr · Bilt Rewards
Via Bilt Travel portal
Effective
3.00%
2x · 1.50¢/pt
Should I get this? Issuer page
25
Wells Fargo Autograph Card
Wells Fargo · $0/yr · Wells Fargo Rewards
Effective
3.00%
3x · 1.00¢/pt
Should I get this? Issuer page
26
United Explorer Card
Chase · $150/yr · United MileagePlus
Effective
2.60%
2x · 1.30¢/pt
Should I get this? Issuer page
27
United Quest Card
Chase · $350/yr · United MileagePlus
Effective
2.60%
2x · 1.30¢/pt
Should I get this? Issuer page
28
United Club Infinite Card
Chase · $695/yr · United MileagePlus
Effective
2.60%
2x · 1.30¢/pt
Should I get this? Issuer page
29
British Airways Visa Signature Card
Chase · $95/yr · British Airways Avios
Hotels booked direct
Effective
2.60%
2x · 1.30¢/pt
Should I get this? Issuer page
30
Bank of America Premium Rewards Credit Card
Bank of America · $95/yr · BofA Points
Effective
2.00%
2x · 1.00¢/pt
Should I get this? Issuer page

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Chase Sapphire Reserve

Hilton Honors American Express Aspire Card

Hilton Honors American Express Surpass Card

Chase Sapphire Preferred

The Platinum Card from American Express

The Business Platinum Card from American Express

Capital One Venture X Rewards Credit Card

Hilton Honors American Express Card

Capital One SavorOne Cash Rewards Credit Card

Ink Business Preferred Credit Card

American Express Business Gold Card

Capital One Venture Rewards Credit Card

Capital One VentureOne Rewards Credit Card

Citi Strata Premier Card

U.S. Bank Altitude Reserve Visa Infinite Card

American Express Gold Card

Bilt Obsidian Card

Bilt Palladium Card

Wells Fargo Autograph Journey Card

U.S. Bank Altitude Connect Visa Signature Card

Delta SkyMiles Platinum American Express Card

Delta SkyMiles Platinum Business American Express Card

World of Hyatt Credit Card

Bilt Mastercard

Wells Fargo Autograph Card

United Explorer Card

United Quest Card

United Club Infinite Card

British Airways Visa Signature Card

Bank of America Premium Rewards Credit Card