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The best credit card for hotels in Singapore.

Updated

Why this card

American Express Platinum for hotels in Singapore.

Singapore is dominated by Marriott (St Regis Singapore, W Sentosa Cove, Westin), Hilton (Conrad Centennial, Waldorf Astoria as the new Capella affiliate), and Hyatt (Grand Hyatt, Andaz Singapore on Bugis).

Annual fee

$895

Best earn rate

5 points per dollar on flights, Centurion Lounge access, FHR upgrade at top Singapore hotels

Signup bonus

Currently around 175,000 points after spend, see issuer for the current offer

Almost every five-star Singapore property is on Fine Hotels and Resorts including the Capella, Raffles, and Mandarin Oriental. FHR gets you upgrade on arrival, breakfast for two, and $100 hotel credit on properties that all cash at $700 to $1,200 a night. If you fly through Changi en route to Asia, the Platinum's Centurion Lounge access at Changi T1 is a real perk on a layover.

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If the top pick is not right

Alternative: World of Hyatt Credit Card.

Andaz Singapore is one of the better Andaz properties in Asia, with consistent Cat 4 to 5 pricing (15K to 25K points). Strong points play if you do not need the FHR upgrade.

ChaseAnnual fee $95

At a glance

Side by side.

SpecAmerican Express PlatinumWorld of Hyatt Credit Card
Annual fee$895$95
Best earn rate5 points per dollar on flights, Centurion Lounge access, FHR upgrade at top Singapore hotelsSee alternative section above
Signup bonusCurrently around 175,000 points after spend, see issuer for the current offerVaries by month

Local tip

What to know before you book.

Singapore charges a 9 percent goods and services tax plus a 10 percent service charge on most hotel bills. Both are quoted separately and not part of headline room rates. Always check the all-in price before booking, and use a no-FTF card so you do not pay an additional currency conversion fee on top.

Questions

Frequently asked.

What is the best credit card for hotels in Singapore?

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American Express Platinum from American Express. Almost every five-star Singapore property is on Fine Hotels and Resorts including the Capella, Raffles, and Mandarin Oriental. Annual fee is $895.

How many points do you need for a free night in Singapore?

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Roughly 60,000 points per night at the recommended chain for Singapore. Cash rate is around $520 per night, so the points stay is a meaningful discount versus paying cash.

Is the World of Hyatt Credit Card a better choice for hotels in Singapore?

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Andaz Singapore is one of the better Andaz properties in Asia, with consistent Cat 4 to 5 pricing (15K to 25K points). Strong points play if you do not need the FHR upgrade. Annual fee is $95.